Health Plan
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Welcome to the 828 Website, When you become a Member of IATSE LOCAL 828, you have access to a health plan. Here is a basic summary of what that health plan offers. For further information, please contact the Health and Welfare Trustee at This e-mail address is being protected from spambots. You need JavaScript enabled to view it . SUMMARY OF BENEFITSThe following is a Summary of Benefits of the IATSE LOCAL 828 Health Plan. It is for use as a reference only, with premiums and benefits subject to change on a year to year basis. Also note that all reference to IATSE LOCAL 828 and its members includes all members in good standing of this and all future participating locals. PLAN A. All members in good standing 1. Basic Life Benefit $25,000.00. Reduces by 50% at age 65, terminates at age 70, or retirement 2. Basic Accidental Death & Dismemberment Benefit $25,000.00. Same rules as Life Benefit 3. Critical Illness Insurance. $15,000.00 paid out at time of diagnosis of illness covered by the policy. 4. Member Assistance Program (MAP). Provides counselling for many areas of life. PLANS B, C, AND D. EXTENDED HEALTH BENEFITS (EHB) All members in good standing that qualify through collection of Employer contribution and/or Member contribution. 50%, 80%, or 90% Reimbursement offered for Single, Couple or Family Coverage. Health Care- 50%, 80%, or 90% reimbursement of eligible charges including eligible prescribed drugs/medicines, paramedical services ($500/year maximum), ambulance, prosthetic appliances, medical aids, appliances and supplies, nursing (qualified RN or RPN for $10,000/yr max) and diagnostic services. Vision Care- Maximum of $200 per 24 consecutive months, including eye exams up to $75 (limited to overall vision maximum). Reimbursement will vary according to the plan you are enrolled in. Hospital Accommodations- You will receive 100% reimbursement of charges made by a hospital for a semi-private or private room. This is in excess of the standard ward rate. Deluxe Travel- covers a 60 day maximum per trip, with $100,000.00 coverage per person. 100% reimbursement of eligible charges Custom Dental Benefits- Comprehensive plan reimbursement, up to the amount specified in the applicable Fee Guide*, will vary according to the plan you are enrolled in. Dental Overall Maximum, unlimited except for major procedures listed following, which are subject to a combined maximum of $1,000.00 per person per calendar year: complete and/or partial dentures, major denture adjustments, restorative services, and prosthodontic services. *Fee Guide – Current Dental Association Fee Guide for General Practitioners in your province of residence. 2008/2009 Cost of Plans B, C, and D with Single, Couple, and Family coverage:
General Provisions Eligible Members You are eligible for benefits if you are a member in good standing as described in the Constitution and By-Laws of I.A.T.S.E. Local 828. Dependents Dependent coverage begins on the same date as your enrolment. The definition of a dependent pertains to plans B-D, Couple or Family coverage only. Dependents are defined as your spouse (as described below), unmarried, unemployed and dependent children including natural, legally adopted, stepchildren or foster children. Dependent children are eligible for benefits if they are less than 21 years of age, or, if over 21 years of age but less than 25 years of age, they must be attending an accredited educational institution on a full-time basis. Unmarried, unemployed children over 21 years of age qualify if they are dependent upon you by reason of mental or physical disability and have been continuously so disabled since the age of 21. Spouse is defined as your legally married spouse or, a person of the opposite or same sex who has continuously lived with you for a period of at least one year in a conjugal relationship outside of marriage. Only one spouse will be considered as being covered at any time. |